Home › Loan Programs › Refinance & Cash-Out
Refinance & Cash-Out
Find out whether refinancing makes sense for you.
Reasons homeowners refinance
- Rate-and-term: change your interest rate, loan term, or both
- Cash-out: use home equity for renovations, education, or consolidating higher-interest debt
- Remove mortgage insurance: move from FHA to conventional when it makes sense
- Change loan type: switch from an adjustable rate to a fixed rate
VA IRRRL and FHA streamline may involve less documentation, subject to program guidelines.
Other ways to use equity: HELOC & home equity · Reverse mortgage (HECM) for eligible homeowners 62+
Run your numbers with the refinance calculator.
Program availability, guidelines, and eligibility are subject to lender guidelines and eligibility, credit approval, income or asset verification, and property eligibility. This is not a commitment to lend and does not guarantee loan approval. See Disclosures.