Hard Money, Bridge & Fix-and-Flip Loans

Short-term capital for investors

When a deal won't wait for a long conventional underwrite — or the property needs work before it can refinance into a rental loan — hard money, bridge, and fix-and-flip financing can fill the gap. I work with hard money and DSCR lenders so investors can compare structures.

Business-purpose loans: Hard money, bridge, fix-and-flip, and many DSCR products are for investment or business purposes only — not for owner-occupied primary residences.

• Hard money / private money — asset-based, shorter terms, often interest-only during rehab
• Bridge loans — temporary financing between purchase and sale or refinance
• Fix-and-flip — purchase plus rehab funds with a plan to sell or refinance

Related: DSCR loans · Investor loans · Construction loans

Program availability, guidelines, and eligibility are subject to lender guidelines and eligibility, credit approval, income or asset verification, and property eligibility. This is not a commitment to lend and does not guarantee loan approval. See Disclosures.